@kelly
active 7 years, 6 months agoForum Replies Created
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Posted in: Kelly
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January 30, 2018 at 11:49 am #465
Very frustrating but nothing you can do, although I hope we are all here for you to give a shoulder to cry on or vent at.
In which spirit, I had one last year: I parked in a park and ride a while ago at the end of a row and somebody later came and parked in very close to me, on a no-parking cross-hatched area – so close that I had to climb in from the other side to get the car out. The other driver wasnt so careful and just opened the door into the side of my car then, presumably, bounced up and down until they had sawn through my paintwork to bare metal.
I took photos and left them a note to point out what had happened and my contact details, on the basis that they hadn’t noticed. As it turned out they weren’t bothered and nor were my (company car) insurers who were happy to pay up and call it my fault. Annoying but what can you do?
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January 12, 2018 at 3:27 pm #425
There was a very interesting article on the radio in the week asking why? is it thats its always the same few trust that are in crisis and the ones we hear about. If you went round many trust last week people were getting treated quickly but I guess that doesnt make the news,some were going in and out in under half an hour. As somebody pointed out on the program if its the same old trust its a planning issue as they know its going to happen and the suggestion was that the chaos was being manipulated by the trust management as they tend to get extra funding chucked at them if they make the news . Funnily enough of the local NHS trusts the majority seem to have Labour supporting top management and that is very common in the NHS make of that what you will.
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December 30, 2017 at 2:50 pm #416
If i was landlord I would always say no as a sub let. The reason being that if they are going to be responsible for a part of the rent share, I want to reference them and I’m also not sure how the LL stands with the right to rent checks on a sub let? Secondly if they are an adult, living there, I want them named and signatory on the tenancy agreement. So I’m happy to let to two non related people, but only as a joint tenancy and not as a sub let.
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December 30, 2017 at 2:41 pm #406
I have issues with myHermes rather than YODEL, but is infuriating isn’t it!
I’ve found DPD very good.
Hope your parcel arrives soon
Agreed. The Hermes man regularly phones me and says he hasn’t got time to deliver “away out there” and can I collect from his house (5 miles away so hardly away out there!). I’ve never agreed to go to his house but on a few occasions when it’s been something I needed that day he’s left it at the PO about 4 miles away so I can collect. Before he got my number he just delivered when he had nothing else to do I think!
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December 30, 2017 at 2:26 pm #389
You need to find out how much it will cost to rectify the damp. You might also find your lender won’t want to mortgage a property with a known problem like that so you could risk having your mortgage offer withdrawn. That said, plenty of people buy wrecks of houses with worse problems and as long as the price reflects the work needed to be done, it shouldn’t be an issue.
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December 14, 2017 at 10:01 am #382
I have been contracting for a number of years.
Best route is for your OH to set up a limited company – in the contract world most companies don’t like dealing with sole traders. Set up isn’t expensive. When you do the set up divide the shares between yourself and OH – you can both take dividends which reduces the tax burden.
Look for a bank that offers free banking – many do 2 years, at the end of the free banking period move the account.
Get the contract reviewed before signing to check for IR35 status. I get my insurance from Qdos who are pretty good.
Take advice regarding VAT registration – I’m on a fixed rate, which means 1 charge @20% and pay 14.5%.
My salary is £680 per month, which means that it is below my personal tax allowance and isn’t subject to NI
Outgoings – quarterly VAT, yearly Corporation tax – this will be due 9 months after your end on tax year. 20% of profit. Monthly accountant fee.
Things you can claim – subsistence (up to £5 per day) milage, use of home as an office, telecoms.
Going contracting was the best thing I ever did – and will not go back to permanent employment again.
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November 30, 2017 at 11:09 am #342
I do think they should be encouraged produce healthier products where they can.
Along with excessive levels of chemical preservative, sugars, salt, saturated fat etc. I think we are on the right track with what people expect now a days, but got a long way to go.
I’m not taking about sweets, pizzas etc, those are choices people make. But simple things like a pasta sauce being crammed full of sugar, which you would just never use when cooking from scratch. They make things “tastier” with adding sugar, fats and calories. People think they are being healthy making home made (albeit not from base ingredients) but are getting caught out. That’s just one example, there’s loads of things ha similar.
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November 23, 2017 at 1:57 pm #310
A heads up is always good.
For those that don’t know, never download anything you are asked to, especially from telephone cold callers. These third party access programs can track your activity including password information, and they can ‘take over’ control of your computer. This is another reason computers should never be left on and unattended for hours on end.
If anyone is unsure about having given access scroll through your list of programs, searching for any unknown software.
If a program appears suspicious, enter the full name in a search engine for confirmation. If the program does turn out to be monitoring software, right-click the program, then click “Uninstall” or “Remove.”
BUT, be careful – some programs are essential to the running of your computer so be careful what you delete. Double check first, either with someone who knows about computers or at least by doing a thorough google search.And change passwords regularly.
Stay safe folks.
xEdited to add – and thanks for EIN info LB. I didn’t know about that.
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November 23, 2017 at 1:41 pm #293
@Red-1 Where do you draw the line though? There are so many incidents or diseases that can be ‘blamed’ on lifestyle?
anyone having an accident while taking part in leisure activities.
Diet and heart disease
Smoking and cancer
Should a workplace pay for the health care of an employee injured at work?
Car insurance pay for injuries caused by a car insured by them? -
October 6, 2017 at 2:30 pm #272
yeah thats it exactly, there’s a time to push yourself physically, but theres also times where it will just set you back for no overall advantage and just set you back in the long term.
When i was injured, it really annoyed my, but at the same time, it make me take a few steps back and I had to slow down. It gave me time to focus on getting my walk work, position and lateral work better in dressage. That way i was still getting challenged, but not causing damage to my body
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October 6, 2017 at 2:07 pm #233
Just wanted to wish you luck!
It is nerve wracking and somewhat daunting but the freedom you get after is imeasurable and you’ll be so glad you pushed yourself to do it!
If you can, i’d definitely recommend doing an intensive course to begin with (say 5 days of 2 hours AM and 2 hours PM), you become much more familiar with the vehicle and don’t dip back down and have to re-cover things in the next lesson. I did this for both my car at 17 and HGV 24 and whilst I was nervous to begin with, just getting on with it and having time to become familiar with the vehicle with out a weeks break really helped.
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October 6, 2017 at 1:57 pm #220
Coming off social media for a bit helped me lots – comparison is the thief of joy and all that.
If you do use it, remember that you’re viewing everyone’s highlights, and not the drudgery that everyday life brings. No-one posts about that stubborn fungal nail infection, or that you’ve eaten a bag of Doritos in your underwear and have guacamole on your chin, or that everyone feels inadequate/sad/lonely/betrayed/jealous/insecure etc. in varying degrees, at some point in their lives.
It’s ok to be content with the life you have, and not feel utter joy and ‘wow look at my life’ moments. If you’re struggling to find ‘nice’ things in your life enjoyable or even simple pleasures, like a good coffee, a hot shower or lie in with fresh sheets on the bed, then a trip to the GP may be in order.
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October 6, 2017 at 1:09 pm #144
A person I know of has been posting photos of her friend drinking port (although she says this lady was only pretending as it was a joke), whilst driving -couldn’t say how fast but background was blurred on the way to hunt ride. I was less than complimentary about said photo and got shot down. The following week she posts a picture of the driver, now a passenger, pretending to drink out of a bottle. Again you can see the speed in the background of the photo. So she took said photo and posted it onto Facebook all whilst driving a lorry. She got a few likes plus a blistering reply from me. I’ve unfriended her and been denounced as a keyboard warrior. I hope she’s just being stupid posting these rather than drunk as she’s often posting she got wasted the night before etc etc but no I haven’t reported her although I probably should
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March 28, 2017 at 12:30 pm #55
You sound just like me, I don’t even need a drink to find myself on the floor! I found that heel grips help a lot. Since wearing them I haven’t actually slipped once I don’t think. I had been looking around everywhere I could to find something that will help stop me constantly slipping in my high heels if I didn’t one of these days I am going to end up breaking my ankle. I had previously looked at some insoles which are meant to keep you feet aligned and so they don’t move around but big bulky insoles in petite high heels really does not go together, you will either look like your feet are swollen up and you are some kind of mutant because they bulk up your high heels so much or you’ll end up having insoles hanging out of the side which isn’t a good look. Anyway apparently heel grips are the answer to stopping you slipping around in your shoes. They are designed to simply stick your feet to the soles of your high heels and are really quite small so you and everybody else do not even realize that the heel grips are their. They works simply stick onto the sole of your high heels and grip to you feet making sure you don’t not slip… They are really are so handy! Honestly since I have been going out with these on I can party all night and not have to worry about snapping my ankles because I slipped in my bloom’in high heels any-more! What is more heel grips are so cheap to so even if you loose a pair of them no great loss. honestly I am so forgetful I did end up losing my first pair within a week of getting them.. but no worries!
YAY for heel grips I say!
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